michelle October 14, 2020
Mosaik Real Estate is blessed to have amazing listing and buyer’s agents working across the San Francisco Bay Area.
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Q: Where are you from?
A: Ulaanbaatar, Mongolia.
Q: How long have you lived in San Francisco?
A: I’ve lived in the city since 2001, and currently reside with my husband and two kids in the Richmond District 🙂
Q: Why did you become a real estate agent?
A: Being a real estate agent is unique because you never stop learning, as every deal is different. You also get to help clients make the biggest decision in their life, while seeing incredible homes. Finally, I can make my own schedule, which is very helpful as a working mom!
Q: What do you think is the most interesting trend in residential real estate right now?
A: The historically low mortgage interest rates. Even though listing prices across the Bay Area have increased over time, falling interest rates mean that financing your home purchase has never been more affordable. For example, if you had bought a $1M property in May 2020, you would have saved $136,369 over the course of a 30-year mortgage, compared to buying the same property just a year before.
Q: What’s a fun fact about you?
A: I used to be in a traveling circus and traveled all around the world when I was young…
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Stay up to date on the latest real estate trends.
February 6, 2026
A closer look at Pacific Heights real estate, lifestyle, and buyer considerations for the year ahead
Michelle Kim | February 1, 2026
Quick Take: As interest rates continue to fall, median monthly P&I payments do as well, making housing slowly but surely more affordable on a national scale. Mortgage … Read more
Michelle Kim | February 1, 2026
Quick Take: Median sale prices continued their upward trajectory in December, with single-family homes gaining 8.63% year-over-year. Inventory levels have plummeted to… Read more
Michelle Kim | February 1, 2026
Quick Take: Single-family home prices held relatively steady in December, while the condo market continued its year-long slide with double-digit declines in Alameda Co… Read more
Michelle Kim | February 1, 2026
Quick Take: Single-family median sale prices rebounded across most of Silicon Valley in December, with San Mateo County posting nearly 10% year-over-year gains. Invent… Read more
Michelle Kim | February 1, 2026
Quick Take: The Bay Area closed out 2025 with unprecedented inventory contraction, with most regions experiencing 20-40% year-over-year inventory declines as the holid… Read more
You’ve got questions and we can’t wait to answer them.